Credit Enhancement and Insurance
Credit enhancements and insurance make it easier to borrow money and are akin to having someone co-sign a loan. There are many types of credit enhancements, such as loan guarantees, loan loss reserves, and insurance. A credit enhancement improves a borrower’s ability to take on debt through some sort of risk mitigation mechanism, such as a loan guarantee, loan loss reserve, or insurance.
A development bank, green bank or other government institution may provide credit enhancements at a below-market rate to encourage uptake. Credit enhancements have been used to support the development of a variety of clean energy markets, including residential and commercial solar and energy efficiency programs.
Energy savings insurance can be a means of catalyzing a nascent energy services market. In the event that the energy savings projected by an energy services company (ESCO) do not come to fruition, the insurance provides compensation to the end user for those energy expenditures. This in effect provides a guarantee for the ESCO and helps reduce risks, thereby enabling their entry to the market.
Resources CESC
Publication
30 Years of Policies for Wind Energy Lessons from 12 Wind Energy Markets
Sources:
International Renewable Energy Agency (IRENA)
Date:
1 December 2012
Publication
Tools and Websites
A Global Review of Incentive Programs to Accelerate Energy-Efficient Appliances and Equipment
Sources:
Lawrence Berkely National Laboratory
Date:
1 August 2013
Publication
A Review and Comparative Analysis of Fiscal Policies Associated with New Passenger Vehicle Carbon Dioxide (CO2) Emissions
Sources:
International Council on Clean Transportation
Date:
1 February 2011
Deployment Data
Policy Data
Publication
A Policymaker's Guide to Feed-In Tariff Policy Design
Sources:
National Renewable Energy Laboratory
United States Department of State
E3 Analytics
Date:
1 July 2010
Deployment Data
Policy Data
Publication
Accelerating Smart Grid Investments
Sources:
World Economic Forum
Accenture
Date:
1 November 2009
Publication
Tools and Websites
Accelerating Building Efficiency: Eight Actions for Urban Leaders
Sources:
World Resources Institute
Date:
11 May 2016
Publication
Accelerating the LPG Transition: Global Lessons from Innovative Business and Distribution Models
Sources:
The World LPG Association (WLPGA)
WLPGA
Date:
30 September 2015
Deployment Data
Policy Data
Publication
Algae-Based Biofuels: A Review of Challenges and Opportunities for Developing Countries
Sources:
Food and Agriculture Organization
Ecofys
Global Bioenergy Partnership
Date:
1 May 2009
Publication
Africa’s Climate Opportunity: Adapting and Thriving
Sources:
African Development Bank Group
Date:
25 November 2015
Publication
An Approach to Designing Energy Delivery Models that Work for People Living in Poverty
Sources:
Catholic Agency for Overseas Development
International Institute for Environment and Development
Date:
1 September 2013
Tools and Websites
Asia Energy Efficiency and Conservation Collaboration Center (website)
Sources:
The Energy Conservation Center
Japan
Date:
1 August 2013
Deployment Data
Publication
Assessing Markets for Renewable Energy in Rural Areas of Northwestern China
Sources:
World Bank
Date:
1 December 2000
Deployment Data
Policy Data
Publication
Asia–Pacific Economic Cooperation (APEC) Energy Overview 2011
Sources:
Asia Pacific Energy Research Centre
Date:
1 March 2012
Deployment Data
Policy Data
Publication
Asia–Pacific Economic Cooperation (APEC) Energy Overview 2010
Sources:
Asia Pacific Energy Research Centre
Date:
1 March 2011
Deployment Data
Publication
Barriers to Energy Efficiency Improvement: Empirical Evidence from Small- and Medium Sized Enterprises in China
Sources:
Frankfurt School of Finance and Management
Date:
1 November 2011
Publication
Tools and Websites
Bankability and Debt Financing for Solar Projects in India
Sources:
Bridge to India
Date:
1 February 2013
Deployment Data
Publication
Bangladesh: Solar Home Program on Credit Sales
Sources:
The World Bank
Date:
1 July 2005
Policy Data
Publication
Best Practices Model for Sustainable Energy Solutions in Mexico: Executive Summary
Sources:
Bank Information Center
Date:
1 January 2010